Complaints Against Intrum Justitia
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What To Do If You Get A Nasty Letter or Phone Call From:
Intrum Justitia
Intrum Justitia is a debt purchasing company or debt collecting company listed in the website of DBSG (The Debt Buyers and Sellers Group) and/or mentioned in consumer finance forms. They have a legitimate function as debt collectors, but there is some indication that some such companies (not necessarily Intrum Justitia), and especially the debt purchasing element, go a bit too far sometimes and can make people's lives a misery when those same people are at their most vulnerable. We do not suggest that they are acting outside the law, but getting that letter or phone call is not exactly helpful to you right now.
So the first thing you must do if Intrum Justitia is bothering you is not to panic or despair. That's just what they want! They'd love you to call their number and speak to their specially trained sales team for 'advice'. But once you do that you'll be suggestible to whatever they tell you, instead of getting independent advice. While we always say that you should keep an open dialogue with debt collectors, we would recommend that you do so in writing only. This will prevent them 'railroading' you into any action which is not in your best interests, as they so love talking people into doing things on the spur of the moment. Of course, they are only doing their job, but that's hardly a consolation for you in the present situation.
There are several courses that are open to you, and some will suit your own situation better than others.
A sensible option, we would suggest, is a debt management plan or even an IVA - which is designed to actually write off a large chunk of your unsecured debt. But you would need to take advice on this and look at your income and expenditure in detail. This option won't suit everyone. There's more on this below.
Getting some cash in the short term could be an easier choice. It may be that you only need a short-term financial boost to get you over a tricky patch. In this case, if your bank won't give you a personal loan (for whatever reason) you could get a payday loan which is an unsecured loan designed only for the short term. The only problem with these is that the interest rates are, frankly, very high. We cannot recommend them here, otherwise you may be in for yet another visit from Intrum Justitia before you expect it! We see people getting into more trouble with payday loans every day.
For an alternative type of loan you could apply for a 'logbook loan' which many people find a very handy option. It is actually a loan secured on your car, except you get to keep the car and keep the cash as well! That's why some people find it such a good idea, as it unlocks the equity in your vehicle without taking away your means of transport (there's no need to sell the car). To apply for a logbook loan click here.
Yet another option is a no credit-check guarantor loan. This is especially useful because your own credit rating is not looked at; you must find someone else willing to act as a guarantor for you such as a friend or family member. This is an ideal solution if you're at the stage where your credit profile has been downgraded by recent events, etc. So click the following link for Unsecured Loans that don't need you to be credit checked.
Are you owed money? Have you been missold Payment Protection Insurance with your credit card, loan or mortgage? PPI Advice Line will advise customers openly and honestly about the chance of making a successful claim for their compensation. Find out if you have a claim by clicking here.
If you wanted to try a debt management plan, then we provide a whole-of-market service, with a number of debt management experts on our panel. So whatever your circumstances, your application will find the plan for you, meaning the optimum outcome for your situation. It also means there are no minimum requirements for debt levels or income.
NOTE: If you have at least two accounts in debt, and total debts of £2,000 or more, enter your details below to see if you qualify. (But if you owe less than this, or are on state benefits, then use this link to apply instead.)
DPC Registry. Consumer Credit Licence number 633327.
Name: Intrum Justitia
Also Known As: Intrum Justitia Ltd, Intrum Justitia Limited, Intrum Justitia Liverpool, etc.
Address: 5th Floor, The Plaza, 100 Old Hall Street, Liverpool L3 9QJ
Telephone: 0151 4732626 (but do NOT phone them)
Fax: 0870 1509610
Email: acquisitions@intrum.com
Extra Data: See below.
Get a free QuickCreditScore check by applying here.
Intrum Justitia and the Truth About Your Debt
Intrum Justitia Ltd is a debt purchasing company which has bought the debtor account from the original lender, often a bank (or in some cases another debt purchaser) for around a tenth or less of the original value of the debt and is brazenly attempting to recover the full sum of the original from you.
Intrum Justitia Limited will use all sorts of methods to get you to set up a standing order in order to profit from people's ignorance of the law. You may already have experienced bad dealings with them on the phone or by letter. They may call you on the phone at strange times when they know it is inconvenient for you and do this lots of times. They may write official appearing sternly drafted letters threatening to send someone round to collect the money in full or that they will take you to court if you cannot pay. Other strategies will include attempting a charging order on your home or in some way bring about your homelessness or destitution.
So ask Intrum Justitia for a copy of the original contract when you took out your loan or credit card.
To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.
More Data On Intrum Justitia
If you have any information that you would like honest people to know about Intrum Justitia then send us an email in complete confidence and we will try to corroborate it with the clowns involved.
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Take a look at the Insolvency Service's leaflet called 'In Debt', downloadable here.
This Intrum Justitia website is part of DPC Registry website group. All rights reserved. Complaints Against Intrum Justitia debt collectors.
